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Create a debt-free plan. See exactly when you'll be debt-free with snowball or avalanche strategy.
Becoming debt-free requires a plan. The snowball method builds momentum with quick wins; the avalanche method saves the most interest. Either works—the key is picking one and sticking with it until you reach zero.
December 2027
2.0 years
$450
$1,612
$9,612
Learn more about how we calculate and our editorial standards.