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Calculate how much to save for a down payment. Includes closing costs and savings timeline.
While 20% down avoids PMI, many loans allow 3-5% down. Don't forget closing costs (2-5% of purchase price). This calculator shows your total savings goal and timeline.
$80,000
20% of home price
$60,000
40 mo
3.3 years
$320,000
Learn more about how we calculate and our editorial standards.