Mortgages

Front-End Ratio

Housing expenses (PITI) divided by gross monthly income. Most lenders prefer a front-end ratio below 28%. Also called the housing ratio.

Related Terms

Back-End Ratio
Debt-to-Income Ratio (DTI)
PITI

Related Calculators

House Affordability Calculator

Understanding Front-End Ratio

Front-End Ratio is a key concept in mortgages. Understanding this term helps you make more informed financial decisions. Use our related calculators above to see how front-end ratio affects your specific situation.