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Mandatory annual withdrawals from traditional retirement accounts starting at age 73 (under SECURE 2.0). RMDs ensure retirement savings are eventually taxed. Roth IRAs have no RMDs during the owner's lifetime.
Required Minimum Distribution (RMD) is a key concept in retirement. Understanding this term helps you make more informed financial decisions. Use our related calculators above to see how required minimum distribution (rmd) affects your specific situation.